Limited Company Mortgages
Limited Company Mortgages
Buy-to-Let Solutions for Portfolio and SPV Landlords
Buying or refinancing property through a limited company can offer tax efficiencies and long-term flexibility for landlords and property investors. Whether you’re setting up your first Special Purpose Vehicle (SPV) or managing an established portfolio, a limited company buy-to-let mortgage could help maximise your returns.
At Alphakey Mortgages, we offer whole-of-market access to specialist lenders who understand limited company structures. We work with landlords across the UK to secure tailored finance solutions that meet both current and future investment goals.
Limited Company Mortgages FAQs
What is a limited company mortgage?
Do I need to set up a company first?
Can I get a limited company mortgage if I’m a first-time landlord?
Are mortgage rates higher for limited companies?
Can I refinance existing personally owned properties into a limited company?
Why Choose a Limited Company Mortgage?
Potential Tax Benefits for Landlords
Limited companies can offset mortgage interest as a business expense—often making this route more tax-efficient than personal ownership.
Expand Your Property Portfolio
Financing through a company structure can make it easier to manage multiple properties, particularly for portfolio landlords or those planning long-term growth.
Access to Specialist Lenders
We work with lenders who specifically offer products for SPVs and trading companies—many with more flexible underwriting than high street banks.
Support for Landlords
Whether you’re incorporating your existing portfolio or buying your first property through a company, we’ll guide you through the process from setup to completion.
Our Mortgage, Lending & Protection Services
Buy-To-Let Mortgages
Insurance & Protection
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Commercial Mortgages are not regulated by the Financial Conduct Authority.