Alphakey Mortgages

Life Insurance

Protect Your Family’s Future with Expert Advice

No one wants to imagine the worst—but planning ahead can make all the difference. Life insurance provides a tax-free lump sum to support your loved ones if you pass away, helping cover mortgage payments, living costs, debts, or future expenses.

At Alphakey Mortgages, we offer whole-of-market advice on life insurance across the UK. We’ll help you choose the right level of cover, explain your options clearly, and tailor a solution to suit your family’s needs and budget.

Life Insurance FAQs

Do I need life insurance if I have a mortgage?
Yes—especially if you have dependents. Life insurance can help pay off the mortgage so your family can stay in the home.
This depends on your mortgage balance, income, number of dependents, and lifestyle. We’ll guide you through the calculation and find a suitable policy.
Term insurance covers you for a set period (e.g. 25 years), while whole-of-life policies guarantee a payout whenever you pass away.
Premiums vary based on your age, health, and level of cover, but many policies are more affordable than people expect. We’ll compare quotes for you.
Yes. Many policies allow you to add critical illness cover for extra protection—ask us for a combined quote.

Life Insurance For Your Peace of Mind

Financial Support for Your Family

Pays a lump sum if you pass away—helping cover living costs, debts, or funeral expenses.

Flexible Policy Options

Choose from level term, decreasing term, or whole-of-life cover to suit your needs.

Protect Your Home

Life insurance can help your loved ones pay off the mortgage and stay in the family home.

Affordable Peace of Mind

Life insurance can cost less than you think—with tailored cover to fit your budget.

Our Mortgage, Lending & Protection Services

Residential Mortgages

Access to residential mortgages from all UK lenders.

Buy-To-Let Mortgages

Buy-to-let, limited company, HMO, and holiday let mortgages.

Specialist Lending

We offer flexible lending solutions for unique situations

Mortgage Protection

Cover your mortgage if life takes an unexpected turn.

Life Insurance

Protect your family’s future, no matter what.

Insurance & Protection

Personalised cover for life, income, health, home, and more.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Commercial Mortgages are not regulated by the Financial Conduct Authority.