Alphakey Mortgages

Income Protection

Income Protection

Safeguard Your Income if You Can’t Work

If illness or injury stopped you from working, how would you cover your bills? Income protection insurance provides a regular income if you’re unable to work due to sickness or accident, helping you maintain your lifestyle and meet essential payments.

At Alphakey Mortgages, we offer whole-of-market advice on income protection policies across the UK. We’ll help you find a policy tailored to your occupation, earnings, and needs—so you can protect your income with confidence.

Speak to an Advisor

Income Protection FAQs

How does income protection work?
It pays a regular monthly benefit if you’re signed off work due to illness or injury—until you recover, return to work, or reach the end of the policy term.
Most policies pay out up to 50–70% of your pre-tax income. We’ll help you find a level of cover that suits your earnings and expenses.
Income protection pays out monthly while you’re off work. Critical illness cover gives a one-off lump sum if you’re diagnosed with a serious illness.
Absolutely. Income protection is especially valuable for self-employed people who don’t receive sick pay or employer benefits.
Once we’ve reviewed your details, we can typically arrange a policy in just a few days, depending on underwriting.

Income Protection For Your Peace of Mind

Get Paid if You Can’t Work

Replaces a portion of your income if illness or injury stops you from working.

Flexible Waiting Periods

Choose how soon payments start based on your savings and sick pay.

Ideal for the Self-Employed

A must-have if you don’t receive sick pay from an employer.

Protect Your Lifestyle

Stay on top of bills, rent or mortgage payments—even during long-term illness.

Our Mortgage, Lending & Protection Services

Residential Mortgages

Access to residential mortgages from all UK lenders.
Residential Mortgages

Buy-To-Let Mortgages

Buy-to-let, limited company, HMO, and holiday let mortgages.
Buy-To-Let Mortgages

Specialist Lending

We offer flexible lending solutions for unique situations
Specialist Lending

Mortgage Protection

Cover your mortgage if life takes an unexpected turn.
Mortgage Protection

Life Insurance

Protect your family’s future, no matter what.
Life Insurance

Insurance & Protection

Personalised cover for life, income, health, home, and more.
Protection Services

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Commercial Mortgages are not regulated by the Financial Conduct Authority.