Alphakey Mortgages

Business Protection

Safeguard the Future of Your Company

What happens to your business if a key employee, director, or shareholder unexpectedly passes away or becomes critically ill? Business Protection Insurance provides essential financial support to help your business continue in challenging times—whether replacing lost income, protecting ownership, or settling debts.

At Alphakey Mortgages, we offer whole-of-market access to business protection solutions across the UK. From sole traders to limited companies and partnerships, we’ll help you choose the right cover to protect your people, profits, and continuity.

Business Protection FAQs

Why does my business need protection insurance?
Without financial protection, the loss of a key person could threaten operations, profitability, or ownership. Insurance provides critical funds to keep the business stable.
Yes. Business protection is valuable for businesses of all sizes—whether you’re a sole trader, partnership, or limited company.
Some policies (like relevant life cover) may qualify for tax relief. We’ll work alongside your accountant to explore potential tax efficiencies.
Key person insurance covers business loss from losing a key employee. Shareholder protection provides funds to buy out a deceased shareholder’s stake.
This depends on factors like business value, debt levels, and key person contributions. We’ll assess your needs and recommend suitable cover amounts.

Types of Business Protection We Offer:

Key Person Insurance

Protect your business against the financial impact of losing a vital employee or director due to death or critical illness.

Shareholder Protection

Ensure surviving business partners have funds to buy a deceased shareholder’s shares—keeping control of the company within the business.

Relevant Life Cover

A tax-efficient life insurance policy for directors or employees, providing a lump sum benefit to their family if they pass away while employed.

Business Loan Protection

Cover outstanding business loans if a key individual dies or becomes critically ill—helping maintain cash flow and repay debts.

Our Mortgage, Lending & Protection Services

Residential Mortgages

Access to residential mortgages from all UK lenders.

Buy-To-Let Mortgages

Buy-to-let, limited company, HMO, and holiday let mortgages.

Specialist Lending

We offer flexible lending solutions for unique situations

Mortgage Protection

Cover your mortgage if life takes an unexpected turn.

Life Insurance

Protect your family’s future, no matter what.

Insurance & Protection

Personalised cover for life, income, health, home, and more.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Commercial Mortgages are not regulated by the Financial Conduct Authority.